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IjaraCDC
Apply for home financing

Apply for home financing

Start an application, understand qualification and compare the costs of your proposed arrangement.

Applications and approval

How do I start a home-financing application or request pre-approval?
How long do pre-approval, final approval and completion take in the US?
How long is a US pre-approval letter valid, and when should I update it?
Where can I securely upload my application documents?
How do I return closing or conversion documents and confirm my payments are set up?

Credit and down payments

What down payment may be available for a primary home in the US?
How much down payment is needed for a home in Canada?
Will you run a soft or hard credit check?
Can I add another applicant or use a co-signer with a higher credit score?

Rates and costs

How are my rate and monthly payment determined?
What closing costs should I compare, including promotional offers?
Does condo or townhouse classification affect my pricing?

IjaraCDC

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