About us

Ijara Community Development Corp. is a Michigan-based nonprofit that provides Sharia-compliant, interest-free financing alternatives for home and business ownership in the United States and Canada. The company focuses on helping customers pursue real estate and business goals without paying interest, using an Islamic financing approach designed to align with religious and ethical requirements.

IjaraCDC offers a range of financing options for residential, commercial, and investment needs. Its residential programs include options for owner-occupied homes, self-employed buyers, investment properties, construction projects, and customers with no credit or low credit. The company also provides commercial financing alternatives, nonprofit financing, and conversion solutions for replacing existing mortgages with a Sharia-compliant structure.

The financing process is designed to be straightforward. Customers can start by getting pre-qualified, then review the available program that best fits their situation, calculate payments, and move forward with an application. The company also provides educational resources explaining how the Ijara process works and how its financing structure differs from conventional interest-based lending.

IjaraCDC serves qualified customers across all 50 U.S. states and Canada. Its programs are intended for Muslims seeking faith-based financing, but they are also available to other qualified applicants interested in a Sharia-compliant financing product. The company emphasizes education, transparency, and helping customers understand their options before making a financing decision.